Insurance Underwriter at Mercor

Insurance Underwriter | $50–80/hr | Remote | 6-Week Project

Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner on an exciting AI-focused project. Apply your P&C underwriting expertise to help develop and evaluate automated insurance workflows that are shaping the future of the industry.

Role Overview

As a freelance insurance underwriter, you'll support the development of AI systems handling underwriting, risk assessment, and rating logic. This is a unique opportunity to contribute your domain expertise to cutting-edge technology while maintaining full schedule flexibility.

Key Responsibilities

• Evaluate application data, loss history, and third-party reports (CLUE, MVR, LexisNexis) to determine underwriting acceptability
• Calculate insurance premiums using ISO manuals, class codes, and company-specific rating algorithms
• Analyze historical claims to assess loss trends and calculate loss ratios against industry benchmarks
• Draft policy terms and compile coverage documents including endorsements and declarations
• Review referred cases and provide documented decisions with clear rationale and risk treatment recommendations

Ideal Qualifications

• 5+ years in commercial or personal lines underwriting
• Experience with platforms like Guidewire or Duck Creek preferred
• Familiarity with ISO classification codes, rating manuals, and policy forms
• Strong attention to detail and ability to assess risk across various data inputs
• Proven track record with multi-line policies (property, auto, general liability)
• Experience reviewing and interpreting third-party reports (CLUE, MVR, LexisNexis)

Project Details

• Remote and asynchronous — control your own work schedule
• Minimum commitment: 30 hours per week
• Project duration: approximately 6 weeks
• Independent contractor arrangement
• Paid weekly via Stripe Connect

About Mercor

Mercor is a talent marketplace connecting top experts with leading AI labs and research organizations. Backed by Benchmark, General Catalyst, and industry leaders including Adam D'Angelo, Larry Summers, and Jack Dorsey, we're enabling thousands of professionals to work on frontier projects shaping the next era of AI.

Application Process

Submit your resume followed by a domain expertise interview and short form.