Personal / Consumer Lending Expert at Turing

Personal / Consumer Lending Expert | $100+/hr | Remote | Contractor

About the role

Turing is hiring Personal and Consumer Lending professionals to work with AI researchers and improve the performance of AI models. You will apply your expertise in consumer credit underwriting, loan products, credit risk, and collections to evaluate and train AI systems. No prior AI experience is required.

What you'll do

• Evaluate LLM models on consumer lending topics such as personal loans, auto finance, credit cards, student loans, and buy-now-pay-later products.
• Create rubrics to assess model capabilities on tasks like credit score and credit report interpretation, affordability assessment, APR and amortization calculations, risk-based pricing, and delinquency and charge-off analysis.
• Collaborate with AI researchers and fellow lending experts to shape training methods, evaluation strategies, and benchmarks.

Requirements

• 2+ years of experience in Personal/Consumer Lending (e.g., consumer credit underwriter, credit risk analyst, loan officer, collections or loss mitigation specialist, or lending product manager).
• Strong grasp of consumer underwriting criteria, credit scoring models, loan pricing, and consumer protection regulations (TILA, ECOA, FCRA, fair lending).
• Excellent English written communication.

Nice to have (not required)

• CFA (Level I/II/III), FRM, credit risk certification, or MBA in Finance.

Pay and schedule

• Hourly compensation of ~$100+/hour, depending on experience.
• Flexible commitment: 10–30 hours per week.
• Duration: about 1 month, with the possibility of extension based on performance and project needs.
• Fully remote and flexible work environment.