Banking Domain Expert – Oracle FLEXCUBE at Mercor

Banking Domain Expert (Oracle FLEXCUBE) | $75–120/hr | Worldwide Remote

Mercor is seeking an experienced banking professional with deep, hands-on Oracle FLEXCUBE expertise to support credit analysis, contract validation, and core banking operations research. This is a flexible contractor role ideal for active banking practitioners who use FLEXCUBE weekly in their current work.

Key Responsibilities

• Confirm customer and contract positions reflect actual events — especially on partial or mid-process handoffs
• Calculate current credit exposure under the bank's credit standard as of the current business date, and record findings with appropriate review dates
• Distinguish validation-only actions from bookings that affect live contracts
• Assess completeness of records: determine whether the full position is understood, identify open items, and ensure files are ready for the next reviewer or committee
• Ensure all recorded outcomes are fully traceable and auditable — not just informally noted

Required FLEXCUBE Knowledge

Credit & Exposure

• Calculating current exposure against credit standards at a given business date, including arrears and headroom
• Distinguishing validation-only postings from booked transactions against a contract
• Reading limits and facility structures; recognizing when committee vs. branch-level approval is required

Customer & Relationship Records

• Customer Information File (CIF) structure and relationship hierarchies
• Accurately recording contact and interaction history, including on partial or handed-off information
• Setting and interpreting review dates and follow-up flags on customer files

Contracts & Core Banking Operations

• Contract inquiry and lifecycle screens: origination, drawdown, repayment, and release
• Branch lending repayment validation vs. contract booking
• Distinguishing confirmed vs. assumed information when picking up a file mid-process

Reference & Product Data

• Product parameter tables, GL mapping, and how product configuration constrains transactions
• Settlement and correspondent references as relevant to contracts

Regulatory & Credit Standards

• Applying the bank's credit policy to determine current risk position
• Version and currency awareness — identifying which policy or limit applies as of the current business date

Audit & Handoff

• Recording validations, conclusions, and open items for seamless workflow continuity
• MIS and reporting screens relevant to exposure and customer position

Requirements

• Active Oracle FLEXCUBE use — weekly or more — in a current or recent role
• 2+ years of professional experience in banking operations, credit, or a core-banking function
• Reflexive familiarity with credit standards, exposure calculation, and validation-vs-booking distinctions
• Bachelor's degree in Finance, Accounting, Business, or a related field
• Banking or credit certification preferred (e.g., Chartered Banker – CIOB, Certified Credit Professional), or equivalent hands-on core-banking experience