About the Role
Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Insurance Underwriting Specialists to design realistic underwriting and risk-selection scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.
We welcome underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance — from carriers, MGAs, and reinsurers.
What You'll Do
Design realistic scenarios involving risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations
Create work products such as underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups
Write "golden" reference responses at experienced underwriting-professional quality
Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment
Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale
Provide written feedback the research team uses to improve model behavior
Participate in onboarding office hours and calibration sessions
You're a Good Fit If You
Have 2+ years of professional experience in insurance underwriting (any line)
Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price
Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale
Demonstrate excellent written analysis, balanced judgment, and high attention to detail
Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice
Bonus Qualifications
CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential
Experience across multiple lines of business or specialty risks
Reinsurance, treaty, or facultative underwriting experience
Actuarial, pricing, or catastrophe-modeling exposure
Experience with regulatory filings, compliance, or audit review
Role Highlights
Minimum 20 hours per week (ideally 40+)
Role starts immediately, applications reviewed on a rolling basis